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Credit reports are not conifdential. The big credit reporting agencies will sell company credit reports on any business to anyone who can prove a financial interest in the business itself. So if you're conducting business background checks, should you go directly to these agencies for a business credit report? You certainly can. But remember that each of these agencies is an independent business and to get accurate information, you'll need to purchase from all three. Or you can use a provider like Manta.com. Manta.com subscribes to leading publishers of business information like Dun & Bradstreet and Icon. These information providers have access to data from all the credit reporting agencies, which are included in their reports. And since Manta.com allows customers to pay by the download, instead of a monthly membership, it can be less expensive, too.